What are annuities

Annuity Contracts. These contracts were developed by insurance companys to defer tax payments and can be used as savings vehicle during the defered years, They can be tax qualified ira ,401 ect or unqualified.

Types of annunitys..Term intrest guaranteed for a fixed time period defered. Payment can be taken full or partial’The longer the deferal period the greater intrest is credited

Immediate annunitys Payment begins after first month deposit can last 5years to lifetime payments.

Defered fixed Indexed Annuitys. Amounts credited tied to SP 500 or DOW 20 or 50. Base rates are guaranteed.

Variable Defered Annunitys. This class of annunitys can invest in stocks stock funds , Mutual funds and other investment vehicles and can be subject to loss or gain. Call for quotes 813-818-4485

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